Those scary words are just one of the current disclaimers the Federal Trade Commission (FTC) has proposed be prominently displayed by anyone offering an investment course to the public. Who can argue with that statement? Certainly not I.

However, two points are missing here. The first is obvious: if someone is losing money in the market, by the very definition, someone else is making money. Every dollar lost is a dollar won by someone else, hopefully you or me. There is another side of the coin the FTC does not want you to see: the potential for gargantuan profits. Where else have millions been made, in less time, with less work and less dollars up front?