244 INDEX Cumberland Accounting Services, 97 currency trading, 107­109 Darrah, John, 99 Dateline (TV show), 113 dead to me approach, 134­135 death benefit, variable annuity, 192, 202­203, 227 DeCaprio, Leonardo, 142 decision-making cognitive biases in, see cognitive biases emotions in, 25­31 Dehmer, Willy, 11­16 Deloitte & Touche, 82, 85 Delta Air Lines, 193­194 DePauw University, 66 Deutschland Invest und Finanzberatung (DIF), 88, 90­91 diamonds, 39, 41 Dietrick, Mary, 225­228 Digital Global Net USA, Inc., 12 DIME Capital LLC, 108 DIME Financial Group LLC, 107­109 DIME Foundation, 108 DIME FX, 108 Clinton, Bill, 122, 124 Clinton Global Initiative, 124 Coadum Advisers, Inc., 49­50, 74 Cobalt, 143 cognitive biases conformity bias, 24­25 congruence bias, 28­30, 44­46, 69, 116 impact of, 4­5 loss aversion bias, 131­132 mild cognitive impairment (MCI), 228­230 optimism bias, 22­24, 233 understanding, 236 Cohen & Siegel, 88­91 Collins, Matthew J., 197, 198 Color of Money, The (film), 39­40 Columbia National Bank, 115 commission runs, 199­200 commissions brokerage branch manager conflict of interest, 145­146, 149, 150, 157­162 churning, 144­145, 157­162, 235 discounting, 183­185 fee-based accounts versus, 180­181, 209 feeder fund, 127­128 remote supervision, 151­153