Winning lotto is not the only way to score $1 million

When most Australians talk about receiving $1 million they are usually referring to winning lotto and what they would do with such a financial windfall. The magical million dollars seems to evoke dreams and possibilities for the future. Most Australians need a lot less than $1 million to change their financial future and, as I have already shown, you don’t need $1 million in today’s dollars to have a nice life in retirement.

The question that usually comes to mind at this stage is: how do I get from thinking about my $1 million retirement dream to making it happen?