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    Detox your finances: 52 brilliant ideas for personal finance success
    Copyright
    Brilliant features
    Introduction
    1. Red is the new black: Time to face your credit card demons
    2. I think therefore iPod: Learn the art of tantric shopping
    3. Jump start your salary: Trade up from a living wage to a living-it-up salary
    4. Car-boots in cyberspace: It's time to offload online
    5. What's it worth?: How to make sure the price is right
    6. Become a top-notch bargain maker
    7. Caveat emptor
    8. Be a butterfly, not a barnacle
    9. Don't max your tax
    10. Watch out for fraud
    11. Manage your credit
    12. Manage your debt
    13. First save, then spend
    14. Manage your finances, don't let them manage you
    15. Declutter and prosper
    16. Destroy your piggybank
    17. Insure yourself to the hilt: (unless you would rather not)
    18. Pick your haggles
    19. Make your decisions and then move on
    20. Track your outgoings
    21. Choose the best people to advise you
    22. Sweat the small stuff
    23. Trouble in store - time to ditch some cards
    24. Develop some personal financial scenarios
    25. Facing retirement: be a lion, not a lemming
    26. Make the most of your property
    27. Stick to your budget
    28. Where there's a will
    29. Invest rationally
    30. Show me the money
    31. Stick or twist?
    32. Let's go to the market
    33. Teach your children
    34. Conduct an annual stocktake of your finances
    35. Develop a penchant for a pension
    36. Get thrifty
    37. Find your balance
    38. Read between the lines
    39. Learn the power of 12 (and 52): annualise your savings
    40. Sod the Joneses
    41. Manage your bricks and mortar
    42. Walk, don't run, out of the day job
    43. Increase your brand value
    44. Don't save if it costs you money
    45. To consolidate or not to consolidate
    46. How to deal with severe debt
    47. Work longer, have more babies
    48. Amazon grace: If you're not buying online, you're spending too much
    49. Know your rights
    50. Stop the world, I want to play the banjo
    51. Face your long-term demons
    52. Review, monitor and act
    Bonus idea 1. What's your Plan B?
    Bonus idea 2. Cheap as chips
    Bonus idea 3. Spend it like Beckham?
    The end...
    Offer one
    Offer two
    Where it's at...
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    Detox your finances: 52 brilliant ideas ... > 46. How to deal with severe debt - Pg. 215

    46 How to deal with severe debt Hopefully, you'll never get so seriously into debt that you are dealing with credit management agencies. In case you ever do, though, you need to know how to manage the situation.