52 Brilliant Ideas ­ Make your money work CAREFUL NOW Follow the tips in this book and you should find that your money is working harder for you every day. We can't guarantee that you'll become instantly better paid, debt-free and richer but our tried-and- tested ideas provide a wealth of information to set your finances on the road out of the red and into the black. Good luck ­ we hope you find the experience enriching. Copyright © The Infinite Ideas Company Ltd, 2007 The right of the contributors to be identified as the authors of this book has been asserted in accordance with the Copyright, Designs and Patents Act 1988. First published in 2007 by The Infinite Ideas Company Limited 36 St Giles Oxford, OX1 3LD United Kingdom www.infideas.com All rights reserved. Except for the quotation of small passages for the purposes of criticism or review, no part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning or otherwise, except under the terms of the Copyright, Designs and Patents Act 1988 or under the terms of a licence issued by the Copyright Licensing Agency Ltd, 90 Tottenham Court Road, London W1T 4LP, UK, without the permission in writing of the publisher. Requests to the publisher should be addressed to the Permissions Department, Infinite Ideas Limited, 36 St Giles, Oxford, OX1 3LD, UK, or faxed to +44 (0)1865 514777. A CIP catalogue record for this book is available from the British Library ISBN 978­1­905940­05­9 Brand and product names are trademarks or registered trademarks of their respective owners. Designed and typeset by Baseline Arts Ltd, Oxford Printed in Singapore 4