10.1. The Key Retirement Decisions

Whether you want to fine-tune your retirement plan or get it back on track, your strategy stems from two important decisions: when you're going to retire and the retirement lifestyle you desire. Once you adjust your key decisions in this chapter, you can jump back to Chapter 2 and see whether your new and improved retirement plan works.

10.1.1. When You're Going to Retire

The trend for longevity shows no sign of stopping, so chances are good you'll spend decades in retirement. You may already know when you want to retire, and that's a good start. But you can change your retirement date to solve retirement plan problems. Here's a quick review of how your retirement date affects your plan: