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If you want to overlay text on a background image, contrast in order for the text to be legible.
HIGH CONTRAST
The majority of photographs have quite a high contrast, which means that they are not ideal for use as a background image.
LOW CONTRAST
Image editing applications such as Photoshop and GIMP have tools that allow you to manually adjust your images to have lower contrast.
SCREEN
To overlay text on an image with high contrast, you can place a semi-transparent background color (or “screen”) behind the text to improve legibility.